As of December 8th, 2008 Flood Insurance will be manditory for all properties with mortgages backed by the federal government.

Call 1-877-284-2424 Today for a Free Quote

Save thousands of dollars by purchasing your flood insurance NOW before the changes on December 8th, 2008.  If you purchase flood insurance NOW you will be granted "Grandfather Status" with a Preferred Risk Rate into the Flood Zone: X.  . If you buy a policy before the new maps are released you will not see an increase until your policy renewal. Furthermore, once it does renew your house will be eligible to keep a "grandfathered" rate lower than those who buy new policies, yet higher than the current preferred rate.

Flood Insurance Options-

• Preferred Risk Policy (PRP) - Available to almost all Natomas properties if flood insurance is purchased before 12/8/08 - $348  (Maximum Coverage)
  • Building Coverage $25,0000
  • Contents Coverate $100,000
• Standard X Flood Zone - Available to Natomas properties built before 9/15/75 only if flood insurance is purchased before 12/8/08 and the property is "grandfathered" in to the X Flood zone.  Available to Natomas properties built after 9/15/78 if purchased after 12/8/08 - $1,250
• New AE Flood Zone - Available to Natomas properties if flood protection is purchased after 12/8/08- $2,219

News and Links

Natomas Flood Plain Remapping Update

FEMA Update Letter

These Rates are based on NFIP rates in effect 5/1/08 and subject to change.  All quotes based on single family, no basement or enclosure $500 deductible.